Kwento Mo Sa Pagong (KMSP) -- Magkano ang oras mo?

Magandang araw mga ka-Noypi!

Maaari bang mahiram ang kapirasong “oras” ninyo para basahin ang maikling kwentong aking ibabahagi sa inyo na tiyak na tatagos sa ating mga puso(pang MMK lang?..hehe).

Ang kwentong ito ay tumatalakay sa kahalagahan ng oras para sa ating pamilya at mga mahal sa buhay.

Enjoy reading mga ka-noypi!

Don’t forget to Subscribe to Dizkarteng Noypi.

“Magkano ang oras mo?”

[photo credit]

Isang araw, umuwi galing sa trabaho ang isang ama. Alas diyes na ng gabi nun. Pagkadating niya sa bahay, gising pa pala si bunso. Sinalubong siya nito at niyakap. Naupo siya sa sofa at binigyan ng “tsinelas na pangbahay” ni bunso. Habang naghuhubad siya ng medyas, nagtanong ang bata. 

Bunso: Papa, magkano po ang sweldo mo sa isang oras?

Papa: (nabigla sa tanong ng anak) Ha? Bakit mo naman naitanong yan?

Bunso: Sige na papa, sabihin mo sakin magkano ang sweldo mo…

Kwento Mo Sa Pagong (KMSP) -- Ping at Pong

Magandang araw mga ka-Noypi!

Nais kong ibahagi sa inyo ang isa sa paborito kong kwento na tumatalakay sa kahalagahan ng pag-i-invest ng maaga at kung bakit totoo ang kasabihang “Time is our greatest ally” pagdating sa investments.

Alamin ang kwento ng mag-kaibigang Ping at Pong...

Enjoy Reading! Don't forget to Subscribe to Dizkarteng Noypi..

Ping at Pong

(Excerpts from Pesos and Sense Season 1 Episode 5)

May dalawang magkaibigan, Si Ping at si Pong. Pareho silang masipag at matalino, kaya naman sa edad na 22, nakakuha sila ng magandang trabaho..

Pagdating ng sweldo,

Si Ping, laging naghahanap ng mapag-iinvestan, Si Pong, laging naghahanap ng gimik.

Si Ping, nag-i-invest sa ibat-ibang bagay, Si Pong,namimili ng ibat-ibang gadget.

Ganito lagi ang gawain ng mag-bestfriend every month, paulit-ulit walang mintis.

Nakahanap ng magandang investment si Ping na nagbibigay ng 10% compound interest every year.Ginawa nyang ugali na magtabi ng P2,000 pesos a month para dito at umabot din ng P24,000 ang iniinvest ni Ping every year.

Niyaya nya si Pong na mag-invest na rin dito para sa retirement fund nya. Ang sagot naman ni Pong, “saka na,kapag malaki na ang sweldo ko”.

10 years later, sa edad na 32, narealized ni Ping na gusto nyang maging full-time public school teacher. Agad siyang nagresign at naging teacher. Hindi na sya nakapagdagdag sa investment nya at nakalimutan na nya ito.

Step by Step guide kung paano mag-open ng account with COL Financial

Welcome mga ka-Noypi!

Sa aking mga nakaraang posts, pinag-usapan natin ang mga Basics of Stock Market para sa mga beginners at nasagot din ang ilang mga katanungan about investing in the Stock Market, with the post “Q & A’s about Stock Market w/ Bo Sanchez” at naipakilala ko na rin sa inyo ang COL Financial Inc., ang recommended online Stock Broker ni Bro. Bo Sanchez at ng TrulyRich Club..

Sa mga hindi pa nakabasa ng mga posts na ito, click nyo ang mga links sa ibaba :

-Stock Market for beginners

-Q & A’s about Stock Market w/ Bo Sanchez

Read Also : 

-The Stock Market & the TrulyRich Club

-Pesos and Sense : Investing Guides for Newbies

                     

Ngayong alam na natin ang mga basics ng Stock Market, ang tanong naman ngayon ay,kung paano magsisimula sa pag-iinvest sa Stock Market?!

Let us learn how to open an account with COL Financial...

Step by Step guide kung paano mag-open ng account with COL Financial

Narito ang Step by Step procedures para sa mga nais mag-open ng account with COL Financial.

STEP 1. Open your browser, type www.colfinancial.com  in the address bar.

STEP 2. Click “Open an Account”. Choose your account type. There are three types of accounts to choose from, namely:

•          COL STARTER – Ito ang account para sa mga long-term investors (gaya ko!) :) 

            Minimum Investment: P5,000  

MLM Biz-- Traditional Network Marketing, Effective pa nga ba?

Traditional Network Marketing, Effective pa nga ba?


Networker ka ba ka-Noypi? Para sa'yo ito! 

Alam mo ba kung bakit 97% ng networkers ay nagfe-fail sa kanilang networking business?

[photo credit:amystarrallen.com]

Yan ay dahil "traditional way" pa rin ang ginagawa nila para makapag-invite ng prospect to join their MLM business...

malamang iniisip mo kung ano ba itong traditional way na ito..

Kung patuloy ka pa ring nangungulit ng mga kapamilya, kapuso, kaibigan,kapitbahay kakilala,etc. (KKK-system)...
Kung namumusakal ka pa rin sa kalye, namimigay ng flyers at kumakausap ng mga hindi mo naman kakilala...
Kung panay pa rin ang tag mo ng mga company at product photos sa mga friends mo sa facebook ng iyong business opportunity...

Lahat ng ito ay traditional way ng prospecting...

tatanungin kita ka-Noypi, sa tingin mo ba effective ang ganitong strategy para makahanap ka ng iyong "long-time" partner sa iyong MLM business?

Sa palagay mo ba, ito ang "professional" way of doing network marketing?
Aminin mo ka-Noypi, it is NOT working (hindi Networking)!


Kung pagod na pagod ka na sa kakainvite na wala ka namang mapasali sa business opportunity mo...

Kung sawang-sawa ka na sa paulit-ulit na rejections na natatanggap mo...

Kung palage ka na lang nagfe-fail sa lahat ng mga Network Marketing Business na sinasalihan mo...

Kung sawa ka na sa kaka-attend ng mga trainings & seminars sa office nyo, na wala ka namang ibang narinig sa mga uplines mo kundi power! at payaman!

Kung puro na lang hindi "qualified" na prospects ang nakakausap mo at hindi naman talaga interesado sa kung anumang inaalok mo...

Kung wala ka paring magandang resulta kahit hataw ka ng hataw sa business mo at sinusunod mo naman lahat ng sinasabi ng upline mo...

Tigilan mo na ang Traditional Networking!

"Insanity is doing the same thing over and over again and expecting different results.."  - Albert Einstein

Let's do the "new way" of prospecting...Let us learn....the Attraction Marketing!

Gusto mo bang matutunan kung paano maging "Prospect Magnet" ?
Yung tipong magagawa mong ma-attract sayo ang mga prospects mo?

Gusto mo bang malaman ang sikreto kung paanong hindi na ikaw ang habol ng habol sa prospect mo para alukin ng opportunity mo? 
dahil this time, IKAW na ang hahabulin ng mga prospect mo para mag-join sa business opportunity mo!

You will become the "Hunted" instead of a "Hunter"...

Usapang BIZ-NEZ : Piso + Internet = Pisonet!

Welcome mga ka-Noypi!

Business mode ulit tayo ngayon (wink!) ;)

Iba talaga ang Noypi, pagdating sa diskarte at pag create ng mga bagong business,

Gaya na lamang ng paguusapan natin sa araw na ito…

Let’s talk about the very popular small business of today’s generation…ang PisoNet!

Piso + Internet = Pisonet!

[photo credit : www.sulit.com.ph]

“Pabili nga ng pisong Facebook..!”

“Pabili nga ng pisong Twitter..!”

“Pabili nga ng pisong Youtube..!”

Tayong mga Pinoy, likas na napakahilig talaga natin sa tingi! (tama ba?hmm…hehe)

Mula shampoo, toothpaste, sabon, kape, gatas,bawang, paminta at kahit pa ang load ng ating mga cellphone ay tingi-tingi rin.Lalo na ng mga average pinoys na limited lang ang budget, patok ang mga retail products.

Kwento Mo Sa Pagong (KMSP) -- Gintong manok o Gintong itlog?

Magandang araw mga ka-Noypi!

Magkwentuhan ulit tayo! with another inspiring KMSP collection.

Nais kong ibahagi sa inyo ang isang kwento na sumasalamin sa ating buhay.

Kung paano natin hina-handle ang perang meron tayo ngayon.

You have a Choice.

You can "spend" your money right away to buy some stuffs!

OR

You can "create" Money Machine to produce more money for you!

Pumili ka.

Gintong manok o Gintong itlog?

Sama-sama tayong ma-inspired sa kwentong ito mga ka-Noypi at tuklasin ang kahalagahan ng paglikha ng mga tinatawag na "money machines".

Enjoy Reading!

Gintong manok o Gintong itlog?

(Excerpts from Bo Sanchez’ Choose to be Wealthy)

[photo credit]

Isang araw, may isang Alien Ship na napadpad sa planet Earth. 

Nakita ng mga Alien ang kahirapan sa planeta.

Naawa ang mga ito, kaya napagdesisyunan nilang tumulong sa mga mahihirap na tao.

Nag-iwan sila ng isang “espesyal” na manok.

Nagmasid-masid sila,at ang napili nilang pagbigyan ng napakagandang regalong ito ay si Mang Pong,  isang mahirap na magsasaka. 

At sa kalagitnaan ng gabi, inilagay nila ang manok sa bakuran ni Mang Pong. At sa isang kisap-mata, lumipad sa malayong kalawakan ang Alien Ship.

Kwento Mo Sa Pagong (KMSP) - The SPENDER, the SAVER & the INVESTOR

Magandang araw mga ka-Noypi!

Magkwentuhan tayong muli para sa isa na namang KwentoMoSaPagong(KMSP) collection..

Narito ang isa na namang kwento na tiyak na makakarelate tayong lahat.

Mayroong tatlong klase ng tao sa kung paano niya mina-manage ang kanyang pera.

Maaring ikaw ay "Spender", "Saver" o "Investor".

Alin ka dito ka-Noypi?!?

Tara! Kilalanin natin ang magkakaibigang James, Jim at John.

Narito ang kwento....

The SPENDER, the SAVER & the INVESTOR

(by: Bro. Bo Sanchez)

[photo credit:theseekerswill.blogspot.com]

Sina James, Jim at John ay pawang mga Salesman. Silang tatlo ay nakakuha ng napakalaking  deal kaya naman, ang kanilang kumpanya ay nagbigay ng halagang Php 100,000.00 bilang kanilang kumisyon sa kanilang mahusay na trabaho. Talaga namang napakaswerte nilang tatlo, ngunit sila ay may ibat-ibang paraan ng pag-handle ng kanilang pera. Dahil si James ay “Spender”, si Jim naman ay “Saver” at si John ay “Investor”

     1.       SPENDER

[photo credit : lifestyles.co.in]

Si James ay “Spender”.

Pagkatanggap niya ng tseke ng kanilang kumisyon, pinapalit nya agad ito ng “cold cash” at dumiretso sa isang sikat na restaurant at nag-invite din siya ng kanyang mga kaibigan para mag-celebrate ng kanyang swerte. Pagkatapos din nung araw na iyon, bumili siya ng high-tech na cellphone, mamahaling damit at isang pares ng designer shoes. Nang sumunod na araw, Nagpunta siya sa Boracay for holiday trip.

Sa loob ng tatlong araw, wala ng natira sa Php 100,000.00 niyang kumisyon.

Ito ang kwento ng kanyang buhay.
Pagkatapos niyang magtrabaho ng maraming taon,wala man lang siyang savings, bagkus marami siyang utang

Q & A’s about Stock Market w/ Bo Sanchez

Welcome mga ka-Noypi!

Sa  mga nagtatanong about sa Stock Market, narito ang ilang mga katanungan na binigyang kasagutan ni Bo Sanchez. Maaaring ito rin ang katanungan ng ating mga ka-Noypi, kaya I want to share this to all of you. Hope it helps!

Mabuhay!

Q & A’s about Stock Market w/ Bo Sanchez

(Excerpts from Bo Sanchez’ article “The Secret of Retiring Rich:Money Cost Averaging”)

[photo credit :www.lisaolsen.net] 

Sorry, no 9-page article for you today. (Thank God.)

Instead, I just want to give you a little follow-up on how to create your own multi-million Retirement Fund.

Let me tell you a story.

Last week, I talked to my 80+ employees.

From managers to janitors.

I loved it.

Because I don’t see them often.

You see, I’m a lazy boss. More importantly, I also have a fantastic team of leaders in the office.  So I get out of their way as much as I can.

Obviously, my staff was wondering why I was meeting them.

I took the microphone and announced, “I’m here to make sure that when you retire, you retire as multi-millionaires.”

SOULFOOD by Bo - Grow Your Anointing, Grow Your Wealth

Mapagpalang araw mga ka-Noypi!

Be inspired once again with this article from Bro. Bo Sanchez.

Excerpts from article “Grow Your Anointing, Grow Your Wealth”.

Be blessed.

Enjoy Reading!

Grow Your Anointing, Grow Your Wealth.

[photo credit : www.sharefaith.com]

        If you grow yourself, you grow your wealth.

       Why?

       Because your growth happens in two ways.

       Imagine an ordinary plant.

       The plant always grows in two ways.

       The visible growth is the branches, twigs, leaves, and fruits. But beneath the visible growth is the invisible growth—the network of roots underneath the ground.

       And all that visible growth is totally dependent on the invisible growth beneath the ground.

       In the same way, if you want to grow your outer wealth, you need to grow your inner wealth.

       So many people are so focused on their outer growth: 

       They want their money to grow.

       They want their profits to rise.

       They want their business to expand.

       They want to get promoted.

       But they miss the point.

       If you want outer prosperity, you need to work on your inner prosperity.

       Today, I invite you to work on yourself.

       Specifically, I invite you to work on your anointing.

       And spontaneously, the money will follow.

       Let me tell you how…

The Stock Market &The TrulyRichClub

Mabuhay mga ka-Noypi!

Sinong nagsabing ang Stock Market ay para lang sa mga milyonaryo? ;)

Nope. Definitely Not!

Ito ay para sa lahat ng taong may pangarap sa buhay!

Change your mindset now!

Let me share with you an article from Bo Sanchez …

The Stock Market & The TrulyRichClub

(Excerpts from Bo Sanchez’ article “How to be a Billionaire”)

A True Story

My three house helpers now partly own Ayala Land and Manila Water Co. Because they invest in the Stock Market.

       How did they do it?

       They changed their mindset.

       They now have a goal: To retire with P5 Million in 20 years.

       And I taught them a very simple system.

       Each week, I meet my driver and my three helpers for prayer, sharing, and bible study.  In these meetings, I coach them spiritually and financially.

       For years, I noticed that nothing is left in their salaries. All their money goes to their families back home.

       So I taught them a very simple system that changed their lives. If they can do it, you can do it too.

I discussed this system fully in my Ebook, My Maids Invest In The Stock Market… And Why You ShouldToo!

If you’re a TrulyRichClub member, you already received this.

Pesos and Sense : Investing guides for newbies

[photo credit : pesos and sense]

Magandang araw mga ka-Noypi!

Para sa mga newbie investors at sa mga kababayan natin na nagpaplanong mag-invest sa Stock Market,

I suggest na panuorin nyo ang lahat ng episodes ng Pesos and Sense, An educational TV 

show that covers a wide range of personal finance and investment topics that typically intimidates the average Filipino, including investing in the stock market, mutual funds, insurance, budgeting and debt management etc.  Their goal is to empower Filipinos by teaching simple and practical knowledge in making independent and wise choices in handling their money.  

[photo credit : pesos and sense]

 Alam nyo ba na dito nagsimulang mamulat ang aking isipan sa mundo ng Stock Market(yes!).

  Mula nang mapanuod ko ang 1st episode ng Pesos and Sense, nagkainteres na ako sa pagiinvest sa stock market at pinanuod ko ang lahat ng episodes. Hanggang ngayon,inuulit-ulit ko syang pinapanuod dahil talaga namang napakarami nating matututunan dito sa larangan ng investing! Tara samahan nyo ako sa mundo ni Aya Laraya. Sino sya? kilalanin natin sya at ang Pesos and Sense!

    Aya Laraya is the host of the Pesos and Sense. He has 25 years of finance and investment experience. He is a Certified Securities representative, a Certified Investment Company representative, a Realtor, and a Writer with an MBA from University of Western Australia. He started his stint in the stock market as a simple runner for the old Philippine Stock Exchange. On top of being a licensed stockbroker, he gained relevant experience from other industries such as mutual funds, real estate and banking. He also shared his financial wisdom with the youth as a professor at the Ateneo de Manila University.Most importantly, he's capable of the plain talk that helps him translate intimidating finance terms into language a layman can understand.(source: http://pesosandsense.com/about/)

Stock Market for beginners

Good day mga ka-Noypi!

Let’s talk about Stock Market investing!

Sa aking Facebook page, marami ang nagtatanong kung ano daw ba itong Stock Market at paano mag-invest dito. Madalas natin itong nakikita sa TV kapag may news about our economy, or nakikita natin ito sa business page ng mga newspaper gaya ng Manila bulletin at Inquirer. Gayundin, sa ating Newsfeed sa Facebook at iba pang Social Media sites. Pero ano nga ba ang Stock Market at paano kumikita ang mga nagiinvest dito?

Let us learn the BASICS of Stock Market investing….

Stock Market for beginners

[photo credit : cashflowbucket.com]

             1.)  What is Stock, Shares, Share of Stock?

   

            - Stocks, Shares,Share of stock (all used in the same way) is the evidence of a fractional ownership in a corporation.  If you buy stocks of the company, you become a Stockholder (or Shareholder). In other words, you become part-owner of the company.

[photo credit : Philippine Stock Exchange(PSE)]

Ibig sabihin, kung meron kang “Shares of Stocks” sa isang kumpanya, isa ka rin sa nagmamay-ari nito. Isa ka sa libo-libong may ari ng PLDT halimbawa. Isa ka sa libo-libong tao at kapwa kumpanya na kasosyo ni Mr. Manny Pangilinan. At bilang shareholder, damay ka ngayon sa success at failure ng kumpanya. Ibig sabihin, kapag kumita ang PLDT, kikita ka rin, at kapag nalugi naman ang PLDT, syempre lugi ka rin!

SOULFOOD by Bo - The Foolish & the Wise Exchange

The Foolish & the Wise Exchange

[Excerpts from Bo Sanchez’ Article, “Focus on your Ambition,Not your Addiction”]

The Foolish Exchange

Have you noticed?

We’re an illogical bunch.

At various times, we act like Esau…

Jacob and Esau were twin brothers.

But Esau was considered the eldest because he went out of the womb of his mother first.

          One day, Jacob was cooking some stew.

Esau arrived from hunting and was exhausted and hungry.  Esau said to Jacob, “I’m starved.  Give me some of your red stew.”

          Now Jacob said something absolutely nutty.  He said, “All right, but you’ve got to do one thing first.  Trade me your rights as the firstborn son.”  You get inkling on how jealous Jacob must have been towards his twin brother.

         But what was nuttier was Esau’s reaction.  He said, “Sure!  Now give me that red stew now.”

        Jacob said, “You’ve got to swear first that you’re giving me your birthright…”

“Yeah, yeah, yeah… whatever!  I swear!  Now give me that lentil soup…”.

       Now why would Esau exchange his birthright for a single bowl of red stew?

       Was his brain taking a vacation on that day?  Was it surfing in Camsur or gone shopping in Hongkong?  Didn’t Esau know what his birthright meant?  Being firstborn meant a position of privilege. 

Being firstborn meant great honor.  And yes, being firstborn meant a huge inheritance—where he can buy a swimming pool filled with red stew if he wanted.

       Why was he throwing all that for a bowl of red stew today?

       Friends, this is a great picture of what addiction is.