Ang mga Article na inyong matutunghayan sa "SOULFOOD by Bo" ay mga
koleksyon ng mga paborito kong mga Article ni Bro. Bo Sanchez, na
matatagpuan din sa kanyang website na bosanchez.ph
koleksyon ng mga paborito kong mga Article ni Bro. Bo Sanchez, na
matatagpuan din sa kanyang website na bosanchez.ph
Marami tayong mapupulot na aral mula sa mga artikulong ito na makakatulong
sa ibat-ibang aspeto ng ating buhay..lalo na sa ating buhay-spiritwal at
buhay-pinansyal sa parehong pagkakataon.
sa ibat-ibang aspeto ng ating buhay..lalo na sa ating buhay-spiritwal at
buhay-pinansyal sa parehong pagkakataon.
*******
Invest When Your Money Is Small
Proverbs 21:20 says, The wise man saves for the future but the foolish man spends whatever he gets.
Let me tell you the story of Jack and Jill.
Jack and Jill went up the hill to get a pail of water.
Jack fell down and broke his crown and Jill came tumbling after.
And the people who saw the horrific accident,
they sang and clapped their hands, “Lalalalalala…” (Our nursery rhymes are
very strange.)
And the people who saw the horrific accident,
they sang and clapped their hands, “Lalalalalala…” (Our nursery rhymes are
very strange.)
If all this time, you’ve always been wondering what happened to Jack and Jill
after their fall, now you’ll now.
after their fall, now you’ll now.
Jack had brain surgery and he recovered.
But he had no health insurance—and his high medical expenses made Jack’s
family very poor. This experience
changed his life. The emotional pain created an inner resolve in him.
family very poor. This experience
changed his life. The emotional pain created an inner resolve in him.
Jack told himself, “When I grow up, I’ll never be poor!”
At age 15, he started a small business.
Everyday, he sold peanut butter and jelly sandwiches to his classmates.
Every month, he earned P2500, which he invested in the Stock Market.
His uncle advised him to buy the stocks of strong, solid, great companies.
For the next 5 years, he was faithful with his investments.
When he reached 20 years old, he volunteered in Anawim, a ministry for the
poorest of the poor.
He received only a small allowance and didn’t have any savings.
poorest of the poor.
He received only a small allowance and didn’t have any savings.
From then on, he couldn’t add to his investments anymore.
Jill Saved At Age 27
Jill had a different life story.
The fall from the hill didn’t affect her too much.
No traumas. Except for a few scratches, she was okay.
She lived a happy-go-lucky life and didn’t save at all.
She worked as a mountain climbing instructor.
So her fall from the hill affected her after all, at least
subconsciously. She made it her lifelong goal to prevent people from falling.
So her fall from the hill affected her after all, at least
subconsciously. She made it her lifelong goal to prevent people from falling.
But she lived like everyone else—spending her salary on “stuff”.
Nothing was left at the end of the month.
Nothing was left at the end of the month.
But when she was 27 years old, Jack called up Jill and invited her again to
“Go to a prayer gathering called the Feast.”
“Go to a prayer gathering called the Feast.”
There, she heard a handsome preacher say that it’s okay to be rich if your
heart is in the right place.
heart is in the right place.
That experience changed her life.
At 27 years old, she began to save P2500 a month. And like Jack,
she also invested it in the Stock Market—the
same strong, solid, great companies that Jack invested in.
she also invested it in the Stock Market—the
same strong, solid, great companies that Jack invested in.
She was so faithful to her investments, she didn’t stop until she reached 65
years old.
years old.
Happy Retirement
One day, when they were both 65 years old, Jack and Jill had lunch together after the Feast.
While waiting for their dessert, Jack said, “My service in Anawim is so happy
and fulfilling.
But I guess at my age, I think I’m ready to retire.”
and fulfilling.
But I guess at my age, I think I’m ready to retire.”
Jill said, “Me too. At 65, it’s getting a bit difficult to climb mountains.”
That was when Jack touched her hand said, “Jill, remember that day we went
up the hill to fetch a pail of water?”
up the hill to fetch a pail of water?”
“Yes,” Jill said. “You fell down and broke your crown and I came tumbling
after. How can I forget?”
after. How can I forget?”
“Do you know why I fell?”
“Why?”
“Instead of looking at where I was going, I kept looking at you. I had a big
crush on you.”
crush on you.”
Jill blushed. “You did? Jack, I had a big crush on you too!”
For a few minutes, both of them couldn’t stop laughing.
Jack Pops The Question
That was when Jack looked at Jill and said, “I’m 65 years old. I don’t have
much time left.”
much time left.”
He knelt on the floor, held her hand, and asked, “Jill, will you marry me?”
Tears filled her eyes, and she said, “Yes!”
After a few hours of celebrating their old new love, they sat down to discuss
their finances.
their finances.
“How much money did you invest?” Jill asked.
Jack said, “That was a long time ago. For 5 years, from age 15 to 20, I
invested a total of P150,000.”
invested a total of P150,000.”
“That small?” Jill looked at him with pity. She said, “For 38 years, from age 27 to 65,
I invested a total of P1.17M.”
I invested a total of P1.17M.”
“Wow,” gushed Jack. “I’m marrying a rich woman.”
“I’ll take care of you,” she squeezed his hand. “But I wonder how much money
we have?”
we have?”
“Let’s take a look.”
Both of them called up their Stock Broker.
Both were totally shocked…
For Those Who Like To Look At Tables
Here’s what happened…
Jack Jill
15 30,000 0
16 30,000 0
17 30,000 0
18 30,000 0
19 30,000 0
20 30,000 0
21 0 0
22 0 0
23 0 0
24 0 0
25 0 0
26 0 0
27 0 30,000
28 0 30,000
29 0 30,000
30 0 30,000
31 0 30,000
32 0 30,000
33 0 30,000
34 0 30,000
35 0 30,000
36 0 30,000
38 0 30,000
39 0 30,000
40 0 30,000
41 0 30,000
42 0 30,000
43 0 30,000
44 0 30,000
45 0 30,000
46 0 30,000
46 0 30,000
47 0 30,000
48 0 30,000
49 0 30,000
50 0 30,000
51 0 30,000
52 0 30,000
53 0 30,000
54 0 30,000
56 0 30,000
57 0 30,000
58 0 30,000
59 0 30,000
60 0 30,000
61 0 30,000
62 0 30,000
63 0 30,000
64 0 30,000
65 0 30,000
Total Amount Investment:
Jill: P1.17Million
Jack: P150T
Total Retirement Money if it Grew at 20% A Year
Jill: P220M
Jack: P1 Billion
Jill Is A Multi-Millionaire;
Jack Is A Billionaire
If Jack grew his money at 20% a year by investing in great, solid
companies through the Stock Market,
he’s now a billionaire.
companies through the Stock Market,
he’s now a billionaire.
He did that by investing P150T some 45+ years ago.
Jill, because she invested late by 12 years, even if she invested a much
bigger amount,
P1.17M, has P220M “only”.
bigger amount,
P1.17M, has P220M “only”.
Are you 50 or below? You can retire with a few millions.
Are you 40 or below? You can retire with tens of millions
.
Are you 30 or below? You can retire with hundreds of millions.
Are you 15 or below? You can retire with a billion.
How?
Sow in time of famine.
Don’t wait for better times before you invest.
Don’t wait when you have excess money.
Invest now while your money is small.
Because your greatest ally is time.
**********
P.S.1 Join Dizkarteng Noypi's private email list & receive latest investing articles & inspiring stories directly to your email. SUBSCRIBE NOW!
P.S.2 Attend FREE Financial Literacy Seminar & 1-on-1 Coaching to be conducted by IMG-Truly Rich Maker team led by Bro. Bo Sanchez! to register, sign up HERE.
P.S.3 Do you want to Gain Financial Wealth & Spiritual Abundance at the Same Time? Join Us at the TrulyRich Club! I joined the TrulyRich Club. It was one of the best decisions of my life. Founded by Bo Sanchez, its purpose is to "help good people become rich".
Because of the guidance I get from the Club, through Stocks Update, I'm now investing in the Stock Market each month! I'm inviting you to join the club too. If you're interested, visit the TrulyRich Club now! at www.TrulyRichClub.com
P.S.2 Attend FREE Financial Literacy Seminar & 1-on-1 Coaching to be conducted by IMG-Truly Rich Maker team led by Bro. Bo Sanchez! to register, sign up HERE.
P.S.3 Do you want to Gain Financial Wealth & Spiritual Abundance at the Same Time? Join Us at the TrulyRich Club! I joined the TrulyRich Club. It was one of the best decisions of my life. Founded by Bo Sanchez, its purpose is to "help good people become rich".
Because of the guidance I get from the Club, through Stocks Update, I'm now investing in the Stock Market each month! I'm inviting you to join the club too. If you're interested, visit the TrulyRich Club now! at www.TrulyRichClub.com